Financing the Life You Want
Second mortgages, bridge and interim financing, and equity take-out — arranged with clear terms and documented conditions at every stage.
Second Mortgages
Access equity in your home without disturbing your existing first mortgage.
Up to 80% combined LTV on urban residential property, 75% on condominiums.
Bridge Financing
Short-term financing to bridge the gap between a purchase and the sale of an existing property.
Structured around your closing dates, with interest-only payments during the term.
Interim Financing
Short-term financing while you arrange conventional take-out — buying time to requalify, refinance, or sell properly.
Common for recently self-employed borrowers or those working back toward bank eligibility.
Equity Take-Out
Draw on the equity you have built for renovation, consolidation, or any purpose that calls for flexible capital.
Up to 75% LTV on a 1st mortgage; 65% in rural or slower markets.
Funded Across British Columbia in Three Years
Banks lend against a checklist. We lend against your equity and your exit. That difference matters when your income is complex, your timeline is short, or your file needs a human to actually read it — not just run it through a scorecard.
Financing for Real Situations
Self-Employed Borrowers
Strong equity but income that doesn't fit a standard bank template.
Time-Sensitive Closings
A purchase or renewal deadline that can't wait on a bank's timeline.
Credit That Needs Context
A past credit event with a clear, explainable story and a solid exit.
A Straightforward Process
From inquiry to funding, every step is documented and explained before you sign.